Homes by Email
Be the first to see new listings as soon as they hit the market!
Available in metro Atlanta area.here is a coverage map on my website.
I have two different programs available. There are some differences but similar in the fact that we actually pick from homes that are for sale.
This means that there are a lot of homes to choose from. You pick a home that is for sale,the investor buys the home and then leases it to you with the option to purchase.
Once you are registered at this website I will send you a link to apply with whichever lender is the best fit for your needs.
What does the OwnOption Lease-to-Own Home Financing Program offer the Consumer?
Best: Program A
Only 1% down to move in.
Purchase at todays price plus 1%
$3600 minimum monthly income required
580 credit score required
Assume fixed rate FHA loan already in place
100% of purchase price
Home must be built 2009 or newer.
Must be in excellent condition
No part of payment applies to purchase.
But not needed since loan is already there and price is fixed at todays value not future value.
Good: Program B
2% down to move in
Buy at future value agreed up front.
You still know purchase price today
$2200 minimum monthly income required
550 credit score required
Buyer responsible to get new loan at time of purchase.
Older homes allowed.Must be in excellent condition.
25% of monthly applies to purchase up to 10% down. But you are buying at higher future value.
OwnOption Underwriting Standards - Customer Application Process
Lender will need to verify 4 things.